Private Wealth
Retirement Planning
Affiliations & Credentials
Am I on track to have a successful retirement?
Whether you are approaching retirement or just beginning to build wealth, planning is a critical component of long-term financial success. Comprehensive retirement planning should address a wide range of areas, including cash flow planning, savings strategies, tax efficiency, investment management, and estate planning.
We work closely with clients through an interactive financial planning process designed to align with their unique goals and circumstances. By leveraging industry-leading planning software, our team helps clients position themselves towards long-term financial independence in retirement.
Planning for the unexpected.
Thoughtful planning should account for uncertainty. We design financial plans intended not only to succeed during favorable markets, but also to remain resilient during periods of volatility and economic stress.
Our retirement planning process guides clients through the following questions:
- How much should I save for retirement?
- Where will my retirement income come from?
- How should my investment strategy evolve as I transition into retirement?
- How much can I safely spend throughout retirement?
- How would a market downturn or recession impact my plan?
- Can my retirement withstand increased healthcare or long-term care expenses?
- Which accounts should I draw from first to maximize tax efficiency?
- When should I begin Social Security or enroll in Medicare?
Blog
Latest Insights
Get in Touch
We're here when you need us.
Have a question about your plan or want to explore how FBG can help? Reach out – we'll get back to you promptly.
FAQ
Your questions, answered.
FBG provides workplace financial education virtually and on-site, including group meetings, one-on-one support, and access to personalized financial planning for all employees. Employees are also provided with access to Estate Planning resources and can get a Will for zero cost!
Yes, every FBG client can expect to work with a CERTIFIED FINANCIAL PLANNER™ professional who is held to rigorous ethical and fiduciary standards, ensuring your individual financial goals and wealth management needs are always the priority.
FBG constructs various institutional plan structures tailored for efficiency and tax health, including:
- 401(k), 403(b), and 457 plans
- Cash Balance plans
- Endowments/Foundations
- Prevailing Wage plans
FBG believes that consulting compensation should correspond solely to the value added rather than fluctuating with market and contribution growth. They offer clients the option to be billed on a flat-dollar basis rather than strictly using variable consulting fees that rise automatically as more funds are contributed to a plan.
Unlike many firms driven by sales quotas, FBG prioritizes client service by limiting the size of each advisor's practice. They operate under a 24-hour response commitment and challenge industry norms- such as the over-reliance on Target Date Funds—to provide truly personalized financial advice.