Retirement plans can be complex.

You need a trusted advocate to guide you.

Retirement Plans
Private Wealth

At Fiduciary Benefits Group

We believe your employees deserve more from their retirement plan advisor. From helping corporations attract and retain talent, to guiding clients toward their retirement goals – our core focus is designing exceptional retirement plans.

Our Approach

The FBG Difference

Managed Portfolios
‍Not target date funds
Zero-Cost Estate Planning
For all employees
CFP Professionals®
Personalized financial planning

Services

Tailored solutions for every stage of your financial journey.

Retirement Plans
Private Wealth

Investment Due Diligence

Independent evaluation of your plan's investment options – ensuring lineup quality, cost-efficiency, and ERISA compliance.

Fiduciary Governance

Structured oversight processes that reduce your liability exposure and demonstrate documented, defensible decision-making.

Workplace Financial Education

Custom education programs that improve employee engagement with their retirement benefits and drive better participation rates.

Comprehensive Plan Design

End-to-end plan architecture built around your workforce demographics, goals, and competitive talent landscape.

Plan Fee Inspections

Transparent benchmarking of all plan-related fees to ensure your participants aren't paying more than they should.

Custom Managed Portfolios

Professionally managed model portfolios tailored to participant risk profiles – reducing decision fatigue and improving outcomes.

Financial Planning

A holistic plan that maps your assets, income,and goals into a clear, actionable roadmap – andadapts as your life changes.

Retirement Planning

Income strategies, withdrawal sequencing, andSocial Security optimization – built to make yourretirement last.

Insurance Planning

Objective review of your coverage needs – life,disability, long-term care – without the conflict ofcommission-based advice.

Estate Planning

Coordination of your estate documents,beneficiary designations, and wealth transferstrategy – working alongside your attorney.

Tax Planning

Tax-efficient investment structuring and year-round planning to minimize what you owe andkeep more of what you've earned.

Investment Management

Discretionary portfolio management with a long-term perspective – aligned with your risktolerance, time horizon, and goals.

Who We Serve

Built for organizations that take retirement seriously.

Two people working on laptops at a desk in a modern open office with a group talking in the background.

Corporate Retirement Plans

Companies of all sizes looking to offer competitive, compliant retirement benefits that attract and retain top talent.

Four business professionals discussing documents around a table in a modern office with large windows.

Foundations & Endowments

Mission-driven organizations that need institutional-grade investment oversight and governance documentation.

Teacher smiling at a student in a classroom with anatomy posters and students studying.

Non-Profit Retirement Plans

Non-profits navigating the unique challenges of 403(b) plans and employee benefit compliance on constrained budgets.

Construction workers wearing safety gear working on a building site with steel rods and crane.

Prevailing Wage

Contractors and employers subject to Davis-Bacon requirements who need efficient benefit allocation and compliance support.

FAQ

Your questions, answered.

What makes Fiduciary Benefits Group's approach different from other financial advisors?

Unlike many firms driven by sales quotas, FBG prioritizes client service by limiting the size of each advisor's practice. They operate under a 24-hour response commitment and challenge industry norms- such as the over-reliance on Target Date Funds—to provide truly personalized financial advice.

How do FBG’s fees compare to industry averages?

FBG believes that consulting compensation should correspond solely to the value added rather than fluctuating with market and contribution growth. They offer clients the option to be billed on a flat-dollar basis rather than strictly using variable consulting fees that rise automatically as more funds are contributed to a plan.

What types of retirement plans does FBG specialize in designing?

FBG constructs various institutional plan structures tailored for efficiency and tax health, including:

  • 401(k), 403(b), and 457 plans
  • Cash Balance plans
  • Endowments/Foundations
  • Prevailing Wage plans
Does FBG offer clients access to a CERTIFIED FINANCIAL PLANNER™ professional?

Yes, every FBG client can expect to work with a CERTIFIED FINANCIAL PLANNER™ professional who is held to rigorous ethical and fiduciary standards, ensuring your individual financial goals and wealth management needs are always the priority.

How does Fiduciary Benefits Group support retirement plan participants and employees?

FBG provides workplace financial education virtually and on-site, including group meetings, one-on-one support, and access to personalized financial planning for all employees. Employees are also provided with access to Estate Planning resources and can get a Will for zero cost!

Get in Touch

We're here when you need us.

Have a question about your plan or want to explore how FBG can help? Reach out – we'll get back to you promptly.

Main Office
844-967-8491
En Español
800-954-3762
4660 La Jolla Village Dr, Suite 100
San Diego, CA 92122
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